Who doesn’t love saving money? Make sure you’re taking advantage of all available discounts you’re eligible for under your existing insurance policies. We’re highlighting some of the more common discounts offered by insurance carriers, but be sure to check with your insurance agent to be certain you’re not missing out on valuable cost-savings! Car Insurance […]
Review
2020 New Year’s Resolutions – Insurance Edition
2019 is coming to a close and it’s time to give some thought to your 2020 New Year’s resolutions. There’s definitely room on that list – probably somewhere you have to exercise more and eat more vegetables. We think you should fit in important resolutions about getting your insurance coverage in order, too! We’ve got […]
Why You Should Have an Umbrella Policy
If you or a family member were sued, would your personal insurance coverage – such as your homeowners, automobile, or boating insurance policies – provide you with adequate protection? Unless you can confidently answer “yes”, it’s time to look into umbrella policy options. Umbrella policies provide financial protection beyond what’s covered by your existing policies, […]
3 Causes of Auto Insurance Rate Increases and What You Can Do About Them
When it comes time to renew car insurance policies, it’s not uncommon to learn your premium will be higher than it was during the previous coverage period. It can be understandably frustrating when auto insurance rates rise seemingly without justification. Rates are subject to change at the insurance companies’ discretion, and each insurer has its […]
Common Insurance Misconceptions
While it may not be a topic on our minds every day, most of us know a few things about insurance policies – or at least we think we do. Take a look at some of the most common insurance-related misconceptions held by the average consumer to test your insurance knowledge: If my friend borrows […]
Actual Cash Value vs Replacement Cost: What do they mean for you?
Much of the terminology used when discussing insurance coverage may seem unclear to the average consumer. Recognizing the significance of the concepts behind these unfamiliar words is key to getting the value you need from your policy. Defining the difference between Actual Cash Value and Replacement Cost can be a common area of confusion. More […]
SAQs (Should Ask Questions) for Insurance Seekers
Whether shopping for coverage for ourselves, our homes, cars, apartments, or businesses, selecting insurance is something almost all of us have to do at some point in our adult lives. Often, it’s a process we try to rush through, just another box we need to check off before moving on to something more interesting. But, […]
O’Brien Insurance Agency: Simply the Best
The blog post below was written by O’Brien friend and colleague, Jessica Chanese. I’ve been writing blog posts for the O’Brien Insurance website for a few months now as part of the Advokate team. I’ve learned a bunch about insurance, and even more about the unparalleled service and value the O’Brien Agency provides to its […]
Why Do I Need an Annual Insurance Review?
We all know just how important it is to have insurance – to protect our family 24/7 in case something were to happen. But did you know that it is equally important to review your insurance annually? Remember that varsity jacket you had back in high school? Your prom dress? Your favorite pair of skinny […]