Are you planning to relocate out-of-state in the near future? Do you know what actions to take to make sure your vehicle is properly insured in your soon-to-be new home state? If this is a new process for you, or if you’re old-hat at moving but would like a refresher, we’ve got you covered. O’Brien […]
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Why You Should Have an Umbrella Policy
If you or a family member were sued, would your personal insurance coverage – such as your homeowners, automobile, or boating insurance policies – provide you with adequate protection? Unless you can confidently answer “yes”, it’s time to look into umbrella policy options. Umbrella policies provide financial protection beyond what’s covered by your existing policies, […]
3 Causes of Auto Insurance Rate Increases and What You Can Do About Them
When it comes time to renew car insurance policies, it’s not uncommon to learn your premium will be higher than it was during the previous coverage period. It can be understandably frustrating when auto insurance rates rise seemingly without justification. Rates are subject to change at the insurance companies’ discretion, and each insurer has its […]
Is Your Summer Covered?
Summer has finally arrived in the greater Glens Falls region! School is out and July 4th celebrations are right around the corner. Vacations, barbeques, camping trips, long days spent on the lake, or afternoons poolside- it’s the time of year when we jump at any chance to spend time with family and friends while enjoying […]
Common Insurance Misconceptions
While it may not be a topic on our minds every day, most of us know a few things about insurance policies – or at least we think we do. Take a look at some of the most common insurance-related misconceptions held by the average consumer to test your insurance knowledge: If my friend borrows […]
Actual Cash Value vs Replacement Cost: What do they mean for you?
Much of the terminology used when discussing insurance coverage may seem unclear to the average consumer. Recognizing the significance of the concepts behind these unfamiliar words is key to getting the value you need from your policy. Defining the difference between Actual Cash Value and Replacement Cost can be a common area of confusion. More […]
Does My Roommate Need Renters Insurance Too? Insurance Tips for Apartment Sharing
Despite the unseasonably gloomy weather we’ve had in the Glens Falls and Queensbury area lately, summer is right around the corner. Graduation and wedding season are close to kicking off and college students will be heading home for summer break. All of that combined with the advantages of moving in nice weather tends to make […]
SAQs (Should Ask Questions) for Insurance Seekers
Whether shopping for coverage for ourselves, our homes, cars, apartments, or businesses, selecting insurance is something almost all of us have to do at some point in our adult lives. Often, it’s a process we try to rush through, just another box we need to check off before moving on to something more interesting. But, […]
Seven Reasons to Switch
Switching to the O’Brien Insurance Agency has its advantages. We could go on all day about the benefits of joining the O’Brien Insurance Family, but we know your time is valuable. We’ll keep it to the top seven reasons why it’s time for you to make the switch: 1. We Can Get You Better Insurance […]
O’Brien Insurance Agency: Simply the Best
The blog post below was written by O’Brien friend and colleague, Jessica Chanese. I’ve been writing blog posts for the O’Brien Insurance website for a few months now as part of the Advokate team. I’ve learned a bunch about insurance, and even more about the unparalleled service and value the O’Brien Agency provides to its […]