Who doesn’t love saving money? Make sure you’re taking advantage of all available discounts you’re eligible for under your existing insurance policies. We’re highlighting some of the more common discounts offered by insurance carriers, but be sure to check with your insurance agent to be certain you’re not missing out on valuable cost-savings! Car Insurance […]
O’Brien Insurance
Earthquakes and Insurance Coverage
If your first thought when encountering this topic on a blog for O’Brien Insurance Agency, a business based in Glens Falls, NY, is “I live in upstate New York. Why would I need to know anything about earthquakes or earthquake insurance coverage?”, you’re not alone. It’s estimated only 2% of homeowners in the Northeastern United […]
2020 New Year’s Resolutions – Insurance Edition
2019 is coming to a close and it’s time to give some thought to your 2020 New Year’s resolutions. There’s definitely room on that list – probably somewhere you have to exercise more and eat more vegetables. We think you should fit in important resolutions about getting your insurance coverage in order, too! We’ve got […]
Renters Insurance: A Vital Safety Net
There’s much to celebrate during the winter holiday season in the greater Glens Falls region, and even more to do. Renters insurance – or insurance of any kind for that matter – is probably the last thing on your mind as you’re running between holiday parties, kids’ activities, work commitments, and last-minute shopping excursions. But […]
What Expecting Parents Need to Know About Life Insurance
Welcoming a new baby into your family can bring with it unprecedented joy and excitement. It can also be a pretty overwhelming experience, especially for first-time parents. And, with all the decisions to make and options to consider – everything from what to feed your infant and how to diaper them to which stroller to […]
Pets, Parties and Insurance Coverage
November is here and the winter holiday season is fast approaching. Before we can blink, it will be time to plan festive dinners and parties with family, friends, neighbors and colleagues. Many of us enjoy hosting get-togethers this time of year. Something we may not always consider, though, is how an increase in visitors to […]
A Message from John
By now, most of you know that my mom, Mary O’Brien died on Oct 23, 2019. She lived 88 years. She and my dad started O’Brien Insurance in and around September 1, 1957, just a few weeks after I was born. I am number 3 of 7. Dad decided to leave The Travelers Insurance Company […]
When Minimum Car Insurance Coverage Isn’t Enough
Car insurance is a prerequisite for registering a vehicle in New York State, but is having insurance enough on its own? Like most states, New York State has regulations specifying the minimum car insurance coverage types and amounts necessary to register and drive a vehicle. But often, these minimums aren’t sufficient when policyholders are faced […]
Life Insurance 101
Most of us recognize having a life insurance policy is a responsible move, especially if we have loved ones who rely on us financially. We know that life insurance is a proactive measure to protect the people we care about when we’re gone, and it can give us peace of mind while we’re living. We […]
What’s the Difference Between an Insurance Company and an Insurance Agency?
We often hear terms like “company”, “agency”, “broker”, and “carrier” used seemingly interchangeably when talking about insurance. But, there are some significant differences between an insurance agency, sometimes called an insurance broker, and an insurance company, also known as an insurance carrier. We’re here to help explain how an insurance agency differs from an insurance […]