If your first thought when encountering this topic on a blog for O’Brien Insurance Agency, a business based in Glens Falls, NY, is “I live in upstate New York. Why would I need to know anything about earthquakes or earthquake insurance coverage?”, you’re not alone. It’s estimated only 2% of homeowners in the Northeastern United […]
2019 is coming to a close and it’s time to give some thought to your 2020 New Year’s resolutions. There’s definitely room on that list – probably somewhere you have to exercise more and eat more vegetables. We think you should fit in important resolutions about getting your insurance coverage in order, too! We’ve got […]
There’s much to celebrate during the winter holiday season in the greater Glens Falls region, and even more to do. Renters insurance – or insurance of any kind for that matter – is probably the last thing on your mind as you’re running between holiday parties, kids’ activities, work commitments, and last-minute shopping excursions. But […]
Welcoming a new baby into your family can bring with it unprecedented joy and excitement. It can also be a pretty overwhelming experience, especially for first-time parents. And, with all the decisions to make and options to consider – everything from what to feed your infant and how to diaper them to which stroller to […]
November is here and the winter holiday season is fast approaching. Before we can blink, it will be time to plan festive dinners and parties with family, friends, neighbors and colleagues. Many of us enjoy hosting get-togethers this time of year. Something we may not always consider, though, is how an increase in visitors to […]
Car insurance is a prerequisite for registering a vehicle in New York State, but is having insurance enough on its own? Like most states, New York State has regulations specifying the minimum car insurance coverage types and amounts necessary to register and drive a vehicle. But often, these minimums aren’t sufficient when policyholders are faced […]
Most of us recognize having a life insurance policy is a responsible move, especially if we have loved ones who rely on us financially. We know that life insurance is a proactive measure to protect the people we care about when we’re gone, and it can give us peace of mind while we’re living. We […]
We often hear terms like “company”, “agency”, “broker”, and “carrier” used seemingly interchangeably when talking about insurance. But, there are some significant differences between an insurance agency, sometimes called an insurance broker, and an insurance company, also known as an insurance carrier. We’re here to help explain how an insurance agency differs from an insurance […]
If you or a family member were sued, would your personal insurance coverage – such as your homeowners, automobile, or boating insurance policies – provide you with adequate protection? Unless you can confidently answer “yes”, it’s time to look into umbrella policy options. Umbrella policies provide financial protection beyond what’s covered by your existing policies, […]
When it comes time to renew car insurance policies, it’s not uncommon to learn your premium will be higher than it was during the previous coverage period. It can be understandably frustrating when auto insurance rates rise seemingly without justification. Rates are subject to change at the insurance companies’ discretion, and each insurer has its […]
At the touch of a button you have your Auto ID Card in your hand, a photo of your car & vehicle information, a copy of your home policy declaration page and can even file a claim or pay your bill direct from the APP. Using this Mobile App you can also catalog your homes belongings with the use of the inventory tools section – take photos, input purchase and location areas. Assistance is readily available at the touch of a button.
To download our new Mobile Agency App , simply click on the Google Play or Apple App Store button below from your Android or iPhone device:
